January 2012

• It’s Your Money So Take It Personally® – Excerpt – Remembering embarrassing early money lessons.
• It’s Your Money So Take It Personally® – Excerpt –Divorce and budgets and the early mindsets needed.
• It’s Your Money So Take It Personally® – Excerpt –The intrinsic value of a budget and first step to creating one.
• It’s Your Money So Take It Personally® – Book Excerpt 13 – Importance of generational wealth.
• It’s Your Money So Take It Personally® – Book Excerpt 14 – Generation lens for money: Gen Boomers, X, Y and Millennials.
• It’s Your Money So Take It Personally® – Book Excerpt 15 – Money decision triggers and building new money protocols among generations.
• It’s Your Money So Take It Personally® – Excerpt 16 – Importance of doable, incremental money goals.
• It’s Your Money So Take It Personally® – Excerpt 17 – How to approach your money game.
• It’s Your Money So Take It Personall®y – Excerpt 18 – Financial calendar to-do-list.

February 2012

• Credit Score. Part 1 – The numbers and how to improve them.
• Credit Score. Part 2 – 80% of credit reports contain errors; what you need to do and not do.
• Credit Score. Part 3 – How secured credit cards can help your credit score.
• Back to basics – you can’t spend more than you make.
• How to figure out your monthly budget.
• How to teach children money smart skills? Make it fun and mental.
• Money basics: treat your money like oxygen – you need it to survive.
• Money basics: an exercise on how to ease anxiety before dealing with money issues.
• Money basics: how relieving stress fortifies your confidence about handling personal money.

March 2012

• Understanding that money management is a marathon not a race.
• How the game of golf and money smarts are related.
• Benefits of combining fiscal fitness and physical fitness.
  
• Knowing the history of money will help you better appreciate your money’s future.
• Capitalism – what it is and why it is not a dirty word!
• Money mantras (reminders) and how they help you stay disciplined.
• Reiteration/repetition is good training and mantras help you do that.
• Mantras are prophylactics against unprotected spending.
• Social changes impact family money; different strokes for different generations.
• Family money: growing wealth versus attaining wealth quickly.
• Why lottery winners aren’t always lucky.
• Winning the lottery versus Warren Buffet: “Price is what you pay. Value is what you get.”

April 2012

• What you need to have before you consider investing.
• Why saving for retirement in your 20s is smart.
• Getting financially literate – incrementally.
• Money mistakes are mi$$ed takes.
• Personal money management is one of a kind yours.
• The most common money dilemma is talking about it; taboo in some cultures.
• A little humor for saving your assets.
• How to talk to our elders and parents about their money. My story.
• Long distance elder care giving. Pt 1 – How to talk about and get their important financial information.
• How to talk to elders about their money needs. Pt 1-Icebreakers.
• How to talk to elders about their money needs. Pt 2-Knowing their wishes and having their estate plan.
• How to talk to elders about their moneyneeds. Pt 3-Common denominators help.
• Why everyone needs an estate plan.
• A reverse mortgage: good for elderly parents – a challenge for some adult children.
• An estate plan offers protections you and your emotions while fulfilling your loved ones’ wishes

May 2012

• The importance of having “an accomplice” – a backup person – to help carry out your elders’ estate plans.
• Create an estate plan mindset for all generations in your family.
• Learning from an early age how to assess self-worth.
• Knowing your self-worth takes focus.
• Importance of investing in your future – incrementally.
• Teaching young children the concept of paying yourself first.
• The $10,000 question: save for retirement or your child’s education?
• Preparing financially for your retirement and your children education: save for both if possible but save for retirement if you can’t!
• Don’t beat yourself up for past money mistakes – instead, embrace a second chance money mindset.
• The importance of talking finances before becoming a fiancée.
• Wedding bells should ring some financial bells and conversation.
• Talk about money issues before marriage – or fight about them after.

June 2012

• Money characteristics that are shared by women.
• The importance of couples being of the same economic mindset.
• How the lack of money understanding gets magnified in relationships.
• Love and marriage/committed relationship: why being truthful about money is crucial before commingling it.
• Love and marriage/committed relationship: reveal each other’s money history before getting married – tough but necessary.
• Love and marriage/committed relationship: importance of knowing what kind of saver you are.
• What do couples need to know about money to make it work for them.
• Shifts in thinking about money as you consider marriage.
• Couples and household money contributions.
• Term life insurance and why/how it protects your family.
• Money and divorce: the importance of pre-marital counseling about money.
• Facing divorce: set and understand your personal end goal.

July 2012

• Adjusting and adapting to money issues after divorce.
• Maintaining your own financial identity before and during marriage – helps if there’s a divorce.
• Three important questions a young couple should ask an attorney before they get married; and the most overlooked tax issue.
• Estate planning mindset needed for young couples or divorcing couples. An estate planning attorney answers.
• How to transfer assets in a second marriage if you have children from a previous relationship. An estate planning attorney answers.
• Plans. Part 1 – What they are and what they do.
  
• A story about early money education: who is responsible and what responsibility is.
• A story about the importance of teaching small children the difference between wants and needs.
• How to use everyday tasks to teach kids the importance of numbers.
• Children and allowances. Part 1 – Why they can be beneficial.
• Children and allowances. Part 2 – To give or not to give and how to compensate ‘tweens (kids 8-12).
• Rites of passage as children age – should include money lessons and warnings.

August 2012

• Tweens 8-12 year olds Part 1: Why they’re not ready to make responsible money choices.
• Tweens 8-12 year olds Part 2: Cell phones
• Tweens 8-12 year olds Part 3: Why it’s important that they earn an income.
• Tweens 8-12 year olds. Part 4 – Why monthly family money meetings are good.
• The presumptive (entitled) money mindset of many college students.
• Teens and plastic – a prime example of unprotected spending and potential bad habits for younger siblings.
• All credit cards are not bad for college students; take a look at prepaid cards.
• Prepaid cards are good for controlling spending but beware of their fees.
• Money issues among family members can forever alter relations – so encourage a thrifty, meaningful money mindset for your children.
• Money, rites of passage and coming of age – responsibilities.
• Good debt versus bad debt: student loans are good debt, credit cards are bad debt.
• A young person’s personal money story and how they worked to recover.

September 2012

• A young person’s personal money story and recovery from debt.
• A young person’s personal money story and the structure she set up to maintain her recovery.
• Why a budget must be your new best friend; how to create one easily.
• Why getting a budget helps you get a grip on debit and credit card use and debt.
• Parents to adult kids: credit card debt realities.
• Ground rules for boomerang adult kids returning home.
• Rules of engagement for parents with boomerang adult kids coming home.
• My personal story about finding unclaimed money. Pt 1.
• My personal story about finding unclaimed money. Pt 2.
• My personal unclaimed assets story: college memories about “emotional” assets add up.
• My personal unclaimed assets story: how I got 100 shares of stock and stock racism experiences.
• My personal unclaimed assets story: the value of “owning your experiences”.
• Sharing personal money experiences – how easy it is to forget assets from early life.
• What 20-somethings need to have before investing and how dollar-cost averaging is a good way to start.
• Military families and money management.

October 2012

• Military money matters: 2003 legislation regarding active service and unique.
• Why former Moneyline host Lou Dobbs is a financial asset in my career.
• The story of Madam C.J. Walker, America’s first black millionaire.Nocember
• The story of Madam C.J. Walker – the first African-American millionaire.
• A story about spending wisely and saving wildly.
• Tips on getting an authentic, sustainable financial life plan.
• Why young adults need to look at retirement planning as having financial foresight.
• 30-39 years of age = the fourth decade of life and new money decisions.
• Right-sizing can be a huge asset for baby boomers..
• Family transitions reveal family emotional assets.
• Discuss elder money management when everyone’s healthy.
• How to have financial “what-if” conversations with elderly parents.
  
  

November 2012

• How to have a conversation with elders about their money management and needs. Pt 2.
• Entrepreneur versus intrapreneur – valuing the differences.
• Entrepreneur versus intrapreneur – encore career mindset.
• A growing trend with value: universities offering classes for elders.
• An elder’s story and legacy: founder of the first senior center in the world.
• Elders and very young children: good companions with very different needs. And the first inter-generational centers.

December 2012

• The money implications when you become suddenly single through divorce or widowhood.
• Dealing with the bureaucracy related to the death of a loved one.
• The business of death and dying: heal emotionally before tackling the bureaucracy of your loved ones’ estate.
• Geriatric specialists. Pt 1. An important member of your elder care support team.
• Geriatric specialists. Pt 2. The services they offer.
• Geriatric specialists. Pt 3. Provide help following the death of a loved elder.
• Handlidng the business of death after the loss of a loved one: geriatric specialist; elder care attorney; importance of having an end of life checklist
• Having your end of life wishes made known – it takes some work; here’s what’s needed.
• Divorce. You’re suddenly single. What’s your money plan?
• Divorce and money. Tax attorney’s basic advice; separation and recalculating money rules.
• Divorce and money. Redefining financial relationships - you must got there; a psychologist’s advice.
• Divorce and money. Separated and considering divorce - talk rules new money rules.